Insurance by IF

Protect your bike from accidents and damages

Stuff happens, we want you to feel safe when riding your CAKE. Our insurance partner IF offers an affordable and hassle-free insurance for all CAKE bikes. Both for you as a consumer and for your business.

Got a CAKE bike and want the IF insurance?

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Insurance price

Your insurance quote depends on what CAKE bike you have and where you live. Below prices are for full coverage insurance (Sv. helförsäkring) and include 32% Tax. Prices are per month.

Moped Class 2 (Makka Range, Ösa Range)

For Consumers:

In Stockholm: 263 SEK

Outside of Stockholm: 218 SEK

For Companies:

In Stockholm: 296 SEK

Outside of Stockholm: 246 SEK

Moped Class 1 (Makka Flex, Ösa Flex)

For Consumers:

In Stockholm: 304 SEK

Outside of Stockholm: 261 SEK

For Companies:

In Stockholm: 346 SEK

Outside of Stockholm: 294 SEK

MC (Kalk&, Bukk Street legal, Ösa+)

For Consumers:

In Stockholm: 429 SEK

Outside of Stockholm: 350 SEK

For Companies:

In Stockholm: 492 SEK

Outside of Stockholm: 396 SEK

Offroad (Kalk, Bukk)

For Consumers:

In Stockholm: 433 SEK

Outside of Stockholm: 366 SEK

For Companies:

In Stockholm: 498 SEK

Outside of Stockholm: 416 SEK

Hello from IF

This insurance is offered by IF Företag. To get all details about the insurance, including IPID terms&conditions and pre purchase information (sv. Förköpsinformation), go to the specific IF landing page here


You can also always reach IF Företag via phone and email

Insurance coverage

You can choose between partial insurance (sv. Halvförsäkring) and full coverage insurance (sv. Helförsäkring).

Traffic Insurance - Personal injury

Legally required to drive street legal vehicles in Sweden. It protects the driver, any passengers, and people around the vehicle in the event of an accident

Deductible: 0 SEK

Partial Coverage: Yes

Full Coverage: Yes

Traffic Insurance - Third party property

Legally required to drive street legal vehicles in Sweden. It covers damage caused by you as a driver to someone else’s property.

Deductible: 0 SEK

Partial Coverage: Yes

Full Coverage: Yes

Fire

Covers fire damage to the vehicle such as fire, lightning or explosion. Events that could have been prevented or avoided through proper maintenance are not covered (e.g. short-circuiting)

Deductible: 1500 SEK

Partial Coverage: Yes

Full Coverage: Yes

Theft

Covers protection in the event of theft or burglary, compensating you if you need to replace a stolen vehicle or repair one that is recovered. The size of the deductible depends on whether vehicle was locked at the time of the theft.

Deductible: 1500 SEK

Partial Coverage: Yes

Full Coverage: Yes

Roadside Assistance

Provides you with access to emergency roadside assistance. You are compensated for costs related to assistance in the event of a traffic accident or breakdown. Jump-start assistance, transportation to your home and additional costs for hotel stays are also included.

Deductible: 1500 SEK

Partial Coverage: Yes

Full Coverage: Yes

Liability

Covers legal fees for certain disputes that have to do with your vehicle and your vehicle ownership

Deductible: 1500 SEK

Partial Coverage: Yes

Full Coverage: Yes

Engine (Only for MC)

Protection for the drivetrain, battery and vehicle functions against sudden damage. Protection only applies for Motorcycle and an authorized workshop must investigate the problem to determine if the protection applies.

Deductible: 3000 SEK

Partial Coverage: Yes

Full Coverage: Yes

Vehicle (sv. Vagnskada)

Covers damage to the vehicle chassi in the event of a traffic accident, or external events such as vandalization or if a tree falls on the vehicle

Deductible: 2500 SEK

Partial Coverage: No

Full Coverage: Yes

Got a CAKE bike and want the IF insurance?

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