Insurance by IF
Protect your bike from accidents and damages
Stuff happens, we want you to feel safe when riding your CAKE. Our insurance partner IF offers an affordable and hassle-free insurance for all CAKE bikes. Both for you as a consumer and for your business.
Got a CAKE bike and want the IF insurance?
Sign upInsurance price
Your insurance quote depends on what CAKE bike you have and where you live. Below prices are for full coverage insurance (Sv. helförsäkring) and include 32% Tax. Prices are per month.
Moped Class 2 (Makka Range, Ösa Range)
For Consumers:
In Stockholm: 263 SEK
Outside of Stockholm: 218 SEK
For Companies:
In Stockholm: 296 SEK
Outside of Stockholm: 246 SEK
Moped Class 1 (Makka Flex, Ösa Flex)
For Consumers:
In Stockholm: 304 SEK
Outside of Stockholm: 261 SEK
For Companies:
In Stockholm: 346 SEK
Outside of Stockholm: 294 SEK
MC (Kalk&, Bukk Street legal, Ösa+)
For Consumers:
In Stockholm: 429 SEK
Outside of Stockholm: 350 SEK
For Companies:
In Stockholm: 492 SEK
Outside of Stockholm: 396 SEK
Offroad (Kalk, Bukk)
For Consumers:
In Stockholm: 433 SEK
Outside of Stockholm: 366 SEK
For Companies:
In Stockholm: 498 SEK
Outside of Stockholm: 416 SEK
Hello from IF
This insurance is offered by IF Företag. To get all details about the insurance, including IPID terms&conditions and pre purchase information (sv. Förköpsinformation), go to the specific IF landing page here
You can also always reach IF Företag via phone and email
Phone: 0771-56 00 00
Mail: foretagscenter@if.se
Insurance coverage
You can choose between partial insurance (sv. Halvförsäkring) and full coverage insurance (sv. Helförsäkring).
Traffic Insurance - Personal injury
Legally required to drive street legal vehicles in Sweden. It protects the driver, any passengers, and people around the vehicle in the event of an accident
Deductible: 0 SEK
Partial Coverage: Yes
Full Coverage: Yes
Traffic Insurance - Third party property
Legally required to drive street legal vehicles in Sweden. It covers damage caused by you as a driver to someone else’s property.
Deductible: 0 SEK
Partial Coverage: Yes
Full Coverage: Yes
Fire
Covers fire damage to the vehicle such as fire, lightning or explosion. Events that could have been prevented or avoided through proper maintenance are not covered (e.g. short-circuiting)
Deductible: 1500 SEK
Partial Coverage: Yes
Full Coverage: Yes
Theft
Covers protection in the event of theft or burglary, compensating you if you need to replace a stolen vehicle or repair one that is recovered. The size of the deductible depends on whether vehicle was locked at the time of the theft.
Deductible: 1500 SEK
Partial Coverage: Yes
Full Coverage: Yes
Roadside Assistance
Provides you with access to emergency roadside assistance. You are compensated for costs related to assistance in the event of a traffic accident or breakdown. Jump-start assistance, transportation to your home and additional costs for hotel stays are also included.
Deductible: 1500 SEK
Partial Coverage: Yes
Full Coverage: Yes
Liability
Covers legal fees for certain disputes that have to do with your vehicle and your vehicle ownership
Deductible: 1500 SEK
Partial Coverage: Yes
Full Coverage: Yes
Engine (Only for MC)
Protection for the drivetrain, battery and vehicle functions against sudden damage. Protection only applies for Motorcycle and an authorized workshop must investigate the problem to determine if the protection applies.
Deductible: 3000 SEK
Partial Coverage: Yes
Full Coverage: Yes
Vehicle (sv. Vagnskada)
Covers damage to the vehicle chassi in the event of a traffic accident, or external events such as vandalization or if a tree falls on the vehicle
Deductible: 2500 SEK
Partial Coverage: No
Full Coverage: Yes